Financial Planning and Asset Management Built Around the Business You Are Running
Some1 Family Office coordinates investment advisory services, retirement planning, and asset management alongside your insurance and benefits coverage — so your financial picture has a strategy behind it, not just a collection of accounts and policies managed by people who do not know each other.
The Gap Between Your Insurance Broker and Your Financial Advisor — and Why It Costs You
The most common financial planning problem small business owners carry is not a missing account or a wrong product. It is the absence of coordination between the people managing their money and the people managing their coverage. The insurance broker does not know what the financial advisor is doing. The financial advisor does not know what the coverage looks like. The result is a financial picture with redundancies in some areas, gaps in others, and no one with a view of the whole thing at once.
Based in Atlanta and working with small business owners across Georgia, Some1 Family Office connects insurance and financial planning through one advisory relationship. The independent financial planning and asset management services delivered through Kinetic Pathways are designed to work alongside the
insurance and benefits coverage Some1 manages — so every recommendation is made with the full picture in view. For small business owners in the Atlanta metro looking for a financial advisor who understands both sides of that equation, this is the starting point.
Financial Planning and Investment Advisory Services, Covered in One Relationship
Managed Money
Managed money refers to investment portfolios overseen by a registered investment advisor on a discretionary or advisory basis — the advisor monitors allocation, rebalances the portfolio, and adjusts positioning based on the client's goals and risk tolerance. Through Kinetic Pathways, Some1 provides ongoing portfolio management for clients who want their investments actively overseen rather than left to drift between annual conversations.
IRA Rollovers
Leaving a job, selling a business, or retiring means making a decision about existing retirement accounts — and the rollover decision has tax and planning implications that vary significantly depending on the account type, the client's tax situation, and the timing. Some1 works through IRA rollovers as part of the broader financial planning relationship, ensuring the decision is made with the full retirement picture in view rather than as an administrative event handled in isolation.
Brokerage Accounts
Individual brokerage accounts provide investment access outside of retirement account structures — without the contribution limits or distribution rules that govern IRAs and employer plans. For business owners who have maximized their retirement account contributions and want additional investment exposure, or those building toward a medium-term liquidity goal, a managed brokerage account is often the next logical vehicle in the overall financial structure.
Financial Planning
Financial planning is the structure everything else fits into. Some1 builds a complete financial picture that connects income, protection, retirement, and investment strategy — mapping where the client is now, what the gaps are, and what a workable path forward looks like in practical terms. This is not a one-time document. It is an ongoing advisory relationship that adjusts as the business and the client's life change.
Risk Management
Risk management in a financial planning context is the process of identifying the exposures that could disrupt the financial plan — disability, death, long-term care, market concentration, liquidity gaps — and building a coordinated response to each one. For small business owners, this review sits at the intersection of financial planning and insurance coverage, which is precisely where Some1's combined advisory model adds the most value.
Financial Planning for Business Owners Who Are Still Building — Not Just Preserving
The phrase "wealth management" carries an implicit assumption that significant wealth already exists. Most small business owners are not there yet — they are reinvesting in the business, managing variable income, and trying to build a retirement picture without a corporate plan behind them. Some1 works with people in that stage.
Wealth management services for business owners in Georgia who are actively building a business look different from portfolio management for a retiree. Income is variable. Liquidity needs shift. The business itself is often the largest asset on the personal balance sheet, and decisions about the business and decisions about personal finances are not separate conversations. Some1 brings financial planning for the Atlanta metro into a format that fits the way business owners actually operate — not a minimum balance requirement and an annual meeting.
The self-employed business owner in Atlanta who wants to start financial planning does not need to have arrived at a certain asset level to have a real financial advisory conversation. They need an advisor who understands the full picture from the beginning.
What Small Business Owners Ask About Financial Planning and Investment Advisory
How do I find an independent financial advisor for a small business owner in Atlanta, Georgia?
Some1 Family Office provides independent financial planning and asset management for small business owners in the Atlanta metro through Kinetic Pathways, an SEC-registered RIA. As an independent advisory practice, we do not have proprietary products to place or sales targets to meet on specific investment vehicles. The planning process begins with understanding your full financial picture — income, existing accounts, insurance coverage, business structure, and retirement goals — before any recommendations are made.
How do I start financial planning as a self-employed person in Atlanta?
The starting point is a structured intake conversation that maps where you are now: what accounts exist, what coverage is in place, what the business looks like from a financial planning perspective, and where the gaps are. From there, Some1 builds a working financial picture that connects income, protection, investment, and retirement planning in a way that accounts for the realities of variable self-employed income — not a template built for someone with a corporate salary and employer match.
What is the difference between a financial planner and a registered investment advisor?
A financial planner typically refers to an advisor who helps clients build a comprehensive financial strategy — budgeting, debt, insurance, retirement planning, and goal setting. A Registered Investment Advisor is a firm or individual registered with the SEC or a state securities regulator that is authorized to manage investment assets and provide ongoing investment advice for a fee. Kinetic Pathways operates as an SEC-registered RIA, which means the investment advisory relationship is governed by a fiduciary standard. Some1 provides both the financial planning framework and the investment advisory relationship through the same overall engagement.
How does Some1 coordinate financial planning with insurance and benefits coverage?
Because Some1 handles both insurance and financial planning through the same advisory relationship, every financial recommendation is made with the insurance picture in view — and every coverage recommendation is made with the financial plan in view. When a disability income policy is being structured, we know what the investment accounts look like and what the income replacement gap actually is. When a retirement plan is being designed, we know what existing life and long-term care coverage is already in place. That coordination is not automatic when a financial advisor and an insurance broker operate independently. It is built into how Some1 works.
Do I need a minimum investment balance to work with Some1 on financial planning?
No. Some1 works with small business owners and individuals across a range of asset levels, including those in the early stages of building a financial plan rather than those managing an established portfolio. The initial conversation is a 24-minute intake to understand your full situation — income, existing accounts, coverage, and goals. From that conversation, we determine what the planning relationship looks like and what makes sense to work on first.
Some1 Family Office coordinates insurance and financial planning through a single advisor relationship for small business owners, independent practitioners, and families across the Atlanta metro area and throughout Georgia. Investment advisory services are delivered through Kinetic Pathways, an SEC-registered RIA. Learn more about our advisory model and background on our About page.
Accounts Are Not a Plan. Let's Build the Plan.
A 24-minute conversation is enough to understand where your financial picture stands, where the gaps are, and what a coordinated strategy would look like in practice. Schedule a consultation and find out what it looks like when your insurance coverage and your financial planning are finally in the same conversation.